“The need is going to be massive, especially when you consider there were so many homes that were not required to have flood insurance because they had never flooded,” Richmond said.
9,000 homes did not have flood insurance because they were living in a 400-700 year flood plane, and considered the gamble worth the risk, according to nola.
Following Katrina, Congress established a disaster relief fund, which now has $2 billion in it. Individuals can apply for as much as $33,000, but most do not receive that much.
A money-saving lesson learned from Superstorm Sandy is to rip out and replace soggy drywall, carpeting and flooring so the family has, at least temporarily, a place to stay, and it is their own home in their own neighborhood.
While the decision to bring in manufactured homes may be in the offing, no definite plans have been made. ##
(Photo credit: nola/Chris Granger–water line on a car in Baton Rouge, LA following flooding)
