Ranking All 50 States for Housing Affordability Based on U.S. Census Bureau Data; GovTrack Confirmations; Joel Kotkin–Biz Continued to Consolidate, plus Sunday Weekly MHVille Headlines in Review
“A combination of limited land, home building regulations, international and out-of-state demand, and its remote location makes Hawaii the most expensive state to buy a home in. It is the only state with a house price-to-income ratio above 10 and the only state with a median home price higher than $1,000,000. For context, Hawaii’s median home price is $150,000 higher than California’s, which has the second-highest house price-to-income ratio.” So stated Zoocasa in their recent (January 2025) report entitled: “Ranking States by Affordability: Where It’s Most Affordable to Live in 2025.” Those data points per Zoocasa, citing U.S. Census Bureau data, produced the following information shown below ranking each of the 50 states for housing affordability (or unaffordability) provided in Part I of today’s article. According to Amy West via GovTrack is the snapshot for the week of the U.S. House and Senate provided in Part II on today’s report. The Sunday Weekly MHVille Headlines in Review are found in Part III.
Part I
Ranking States by Affordability: House Price-to-Income Ratios
A low ratio indicates that homes are relatively affordable for local home buyers, whereas a high ratio indicates that homes are unaffordable for the average local home buyer.
State
Median Home Price
Median Household Income
House Price-to-Income Ratio
1
West Virginia
$163,700
$55,948
2.9
2
Oklahoma
$188,794
$62,138
3.0
3
Mississippi
$169,800
$54,203
3.1
4
Iowa
$230,000
$71,433
3.2
5
North Dakota
$246,700
$76,525
3.2
6
Ohio
$220,200
$67,769
3.2
7
Arkansas
$195,700
$58,700
3.3
8
Nebraska
$245,200
$74,590
3.3
9
Illinois
$285,000
$80,306
3.5
10
Alabama
$221,111
$62,212
3.6
11
Indiana
$252,000
$69,477
3.6
12
South Dakota
$268,200
$71,810
3.7
13
Missouri
$260,000
$68,545
3.8
14
Pennsylvania
$295,000
$73,824
4.0
15
Minnesota
$340,000
$85,086
4.0
16
Wisconsin
$305,000
$74,631
4.1
17
Wyoming
$298,700
$72,415
4.1
18
Louisiana
$247,000
$58,229
4.2
19
Maryland
$424,650
$98,678
4.3
20
Michigan
$296,435
$69,183
4.3
21
Connecticut
$401,000
$91,665
4.4
22
Kentucky
$267,500
$61,118
4.4
23
Texas
$340,000
$75,780
4.5
24
Kansas
$323,400
$70,333
4.6
25
Virginia
$415,000
$89,931
4.6
Part II – Per GovTrack.us
Cabinet Confirmations (Jan 31, 2025)
By Amy West
This week’s post will be a short one. The House Republicans spent the first part of the week in a retreat and held no votes in the rest of the week. The Senate has held a number of hearings on cabinet nominees and begun to vote on them. The AP has a handy tracker that includes a little information about each nominee / confirmed cabinet member.
It has often been said that “People are policy.” It remains to be seen how loyal to the Trump/MAGA Agenda the personalities above will prove to be, because the 45th/47th President of the United States (POTUS) himself has said that he didn’t understand the working of Washington D.C. as well in 2017 as he does now in 2025. In the transition from 2016-2017, Trump made some picks in hindsight he was not happy with. For what it’s worth (FWIW), many in the right-leaning pundit class seem to believe he has done a much better job of picking people loyal to the MAGA/America First Agenda, as well as picking personalities who are often younger and will thus be a position to carry forward the movement that Trump says he is leading. Time will, of course, tell.
That said, it is absurd that one of the three most powerful nations military and economically on the planet – U.S., Communist China, former communist Russia (noting that Russia lags well behind the U.S. and China economically, there are stronger economies than Russia in Japan, Germany, Britian, India, Italy, etc.) can’t figure out what’s gone wrong in its lack of affordable housing?!? Clearly, there is a desire to obscure reality, to divide the population on a range of issues, in the apparent hope for keeping their respective gravy train going. More on that in Part III.
Part III – Joel Kotkin via Unherd ‘The Return of American Class Politics’ Plus More Information with a Focused Analysis and Commentary
Per his bio-in brief on UnHerd: “Joel Kotkin is a Presidential Fellow in Urban Futures at Chapman University and a Senior Research Fellow at the Civitas Institute, the University of Texas at Austin.” In a post dated 2.1.2025, the former Washington Post reporter and self-declared former Democrat Joel Kotkin said the following. Per left-leaning Bing’s AI powered Copilot, Kotkin “has expressed that he was once aligned with the Democratic Party but has since become critical of its current direction.”
In his farewell address, mere days before leaving the White House, Joe Biden made a dramatic intervention. Warning about how an oligarchy of “extreme wealth, power and influence” risked the basic rights of every citizen, he even suggested it could threaten American democracy itself. Given how late Biden’s intervention came, to say nothing of his typically stumbling delivery, it’s tempting to dismiss his comments as the rantings of a tired old man.
In truth, though, I think the speech matters. For in its populist appeal to Main Street over Wall Street, it reflects the revival of something we haven’t seen in years: class politics. Rather than appealing to racial subgroups, or sex or gender identity, Biden instead spoke, however fleetingly, to those many millions of Americans who care more about their paychecks than the colour of their skin.
Nor, of course, is the 46th president alone. Increasingly, both main parties realise that to win at the ballot box, they must appeal to the middle- and working classes, as proven by Trump’s roughly 10-point lead among those two-thirds of Americans without a college degree. Yet, if that speaks vividly to radical shifts across US socioeconomic makeup, it remains unclear if politicians on either side of the aisle are truly willing to back blue-collar workers — especially when the oligarchs continue to have such a grip over them all.
For all Biden’s warnings about oligarchy, the elite did very well during his tenure. Consider the numbers, with the wealthiest Americans increasing their collective net worth by a remarkable one trillion dollars over his time in office. The monopolists, for their part, have been generous in their turn. In 2020, to give one example, Biden received 25 times as much funding from tech companies than Trump, and over three times as much from Wall Street. Among electronics manufacturing firms, many of whom build their products outside the country, the margin was a remarkable $68 million to $4 million.
All the while, American business continued to consolidate, just as it has for a generation. The Review of Financenotes that three quarters of industry has become more concentrated since the late Nineties. This has been most notable across finance, where big banks have doubled their market share since 2000. The same is true elsewhere: a coterie of tech firms now account for a record 35% of market cap. No wonder only 22% of Americans were optimistic about the economy by the end of Biden’s term, even as confidence in his economic leadership had fallen to just 40%.
Taken together, then, Biden’s fall stemmed from an enormous miscalculation. Elected as a moderate, he ignored polls that suggested most Americans were more concerned with their economic prospects than issues like climate change and foreign affairs, let alone social justice manias around trans rights. Nonetheless, the Democrats followed the lead of their oligarchic funders, many of whose biggest contributions have been focused on exactly these side issues.
When the election came, no wonder so many blue collar Americans tried their luck with Trump: including a remarkable number of minority voters. Once again, the statistics here are clear, with 40% of Asians voting for him, well above the 30% in 2020, even as some African Americans headed to the GOP as well. Blue-collar Latinos went heavily for Trump too. The point is that this realignment largely happened on economic grounds, with minorities ignoring Trump’s past litany of racist comments because he offered them a more expansive economy, particularly in blue collar professions. All the while, they saw little promise in the tsunami of promises offered by Harris and her bozo vice-presidential partner Tim Walz. Knowing a winner when they see one, America’s billionaires duly came out for the Republicans too. That included Elon Musk, of course, but also prominent investment bankers like Bill Ackman.
Taken together, what does this revolution show? That class and economics now play a greater role in American politics than skin colour or national origin. If you want to secure minority voters, the new President clearly understands, you appeal to them not as identity groups but as individual people, and families, looking out for their own self-interest. Nor is this really revelatory. America’s working-class remains more aspirational than those in other Western countries. That’s equally true of non-white voters, many of whom appreciate that the politics of race is an impediment to the American Dream. Most of the middle-income people who lately lost their homes to fire, in the minority LA suburb of Altadena, hardly benefited from a city government more obsessed with race and gender than protecting property. No less telling, Democratic policies on water and climate have created what attorney Jennifer Hernandez calls a “green Jim Crow” — where working-class minorities face increasing headwinds in terms of jobs and housing.
This matters: and not just morally. Minorities, after all, encompass over 40% of working class Americans, and will constitute the majority by 2032. To win back the White House, then, Democrats will need to ditch all their woke baggage and focus on addressing the everyday concerns of working-class people, especially the non-white variety. In practice, that’ll involve focusing on bread-and-butter issues. When it comes to education, for instance, this could include expanding charter schools, or else developing skill academies for well-paid blue-collar jobs. When it comes to crime, meanwhile, just enforcing the law would help. That’s clearly a novel idea for some progressives, but would have a real impact on the security of inner cities.
Rhetorically speaking, the Democrats also have that new pro-Trump oligarchy to fall back on, with progressives like Alexandria Ocasio Cortez increasingly railing against a corrupt cabal of kleptocrats goose-stepping America towards fascism. Never mind that Democrats didn’t seem concerned when the tech elite marched in lockstep with Biden four years ago. (Probably the more egregious hypocrite here is Chuck Schumer, who tried to reposition himself as an anti-oligarch radical despite serving as an unofficial consigliere for varied Wall Street ghouls).
See the rest at this link here. Kotkin takes shots, merited or not, at both major parties and President Donald J. Trump. He drew towards his conclusion with the following.
One thing is certain: most oligarchs are not social democrats. Rather than a competitive economy, they represent what Aldous Huxley called “a scientific caste system” where the highly credentialed and technologically dominant have almost total reign. Artificial intelligence, the crack cocaine of the digital age, will accelerate this process, eliminating both high- and low-paid jobs, as power gravitates to those who control the algorithms. This new aristocracy, whatever its current political affiliation, already regards itself as intrinsically more deserving of their wealth and power than the old managerial elites, let alone grubby corporate speculators. Coming from the ADD tech world, they tend, if anything, to be more followers of Ayn Rand than any populist theoretician.
Starting in 2023, MHProNews periodically reported on the rise among traditional Democrats of leaders like Robert F. Kennedy Jr. (a.k.a.: RFK Jr, Bobby Kennedy Jr, etc.) who called out the Democratic Party’s leadership for having sold out to billionaires, corporate interests, and self-serving kleptocrats. Kotkin previously referred to a rising ‘new feudalism’ in the U.S. a phrase Kennedy also used to describe his stated goal to end the corrupt merger of state and corporate power threatening a “new feudalism” in the U.S.A. When Kennedy said that Democratic Party insiders rigged the nomination process in favor of Joe Biden, he bolted the party and ran as an independent. Following the Republican Party nomination of Donald J. Trump as that party’s nominee, he eventually tossed his hat in with Team Trump using the MAHA pitch – Make America Healthy Again – which for Kennedy was part of his longstanding advocacy for healthier children and adults.
There are good reasons to source information across the left-center-right divide. Among them? A richer and more complete picture emerges of what is reality and what is merely some half-truth pitched by this or that politico attempting to navigate the complex web of donor dollars needed to win and the still required necessity for gaining enough votes to win a U.S. House, Senate, presidential or state/local election.
Let’s be candid. It isn’t that MHProNews necessarily wants to cover U.S. politics and the intersection of the various forces at play that have kept HUD Code manufactured housing underperforming for essentially all of the 21st century. It would be so much easier to simply be able to report that manufactured housing is producing 500,000 or more new homes per year. It would be easier to report that the number of corporations/businesses with production centers building new HUD Code manufactured homes was over 100, as was true during part of the 1990s. But because those facts aren’t true, because manufactured housing is expected to top 100,000 new homes again when the final 2024 data is revealed next week, that there is a need to look deeper to spot the evidence for why that is our industry’s reality.
Note, an earlier version of this illustration below as first uploaded to MHProNews on February 10, 2018. The Manufactured Housing Institute (MHI) doesn’t have the quote by their own former President and CEO, Richard “Dick” Jennison shown above. MHI’s website no long has on the public side the base illustration shown below (the call out boxes with arrows are added by MHProNews. To see the illustration below in a larger size (it was first uploaded on in a larger size August 16, 2023) in a larger size, click here and follow the prompts, or see the prompts below the image.
It is almost as if the corporate interests that dominate MHI want to obscure the history of their own industry. Nor is that mere speculation. Following the launch of their updated website in the summer of 2023, the Manufactured Housing Institute (MHI) erased from the public side of their website the names of numbers of their own prior presidents/CEOs and vice-presidents. Prior 21st century MHI Presidents/CEOs Chris Stinebert, Gail Cardwell, and Thayer Long’s names are found on MHProNews and in documents like the one linked here. Prior MHI vice presidents like Tom Heinemann, Jenny Hodge, Danny Ghorbani, Lois Starkey, and Bruce Savage are found in the document linked here. Do a name search using our platform’s site-search tool and you can find several articles about each of those individuals, several of whom are still working in the industry, or for HUD, MHARR, as well as other organizations. Beyond erasing people, MHI literally removed from the public facing side of their website their own organization’s history.
Kotkin mentioned Aldus Huxley in his article referenced above. Huxley’s Brave New World and George Orwell’s 1984 are both popular 20th century fictional dystopian novels that warn of a future where a drugged, distracted, and propagandized population is manipulated by a relatively few elitists. Orwell, for example, said that by eliminating the history of a people it becomes easier to control them. Does Orwell’s example hold a cautionary tale for the rise and fall of HUD Code manufactured housing too? Huxley and Orwell are often seen as visionaries, and perhaps to some degree, they were. But another way to consider Huxley and Orwell is as observers of their own era in the light of history that was once better understood by a perhaps somewhat better-informed population.
Anyone who claims to report on modern manufactured housing and fails to keep one eye on history, another on the bigger political-economic-corporate-media picture is arguably missing a lot and thus failing their readers who are seeking an accurate vs. agenda-driven picture.
MHProNews note: when a topic may seem similar due to the featured image or some phrase from a headline, readers should know that MHProNews routinely has very distinct information that will be found on MHProNews that are not found in our series on the Patch, and vice versa.
What’s New on the Daily Business News on MHProNews
Saturday 2.1.2025
Friday 1.31.2025
Thursday 1.29.2025
Wednesday 1.28.2025
Tuesday 1.27.2025
Monday 1.26.2025
Sunday 1.25.2025
Postscript
In an email from Hanne Nabintu Herland on 2.1.2025 to MHProNews were the following.
Some of that may make it a bit of a challenge to discern if Herland is from the political left, center, or right.
From Kotkin’s own blog is the following.
What Happened to My Party?
…the Democratic Party’s recent evolution contrasts sharply to its glory days. Today, the Democrats are losing out among some of the party’s core constituencies, notably those who work with their hands, Latinos, Jews, Asians, and even some African Americans. In their new configuration, the Democrats function as an electoral cabal forged by an alliance between the business elite, the professional classes, the federal bureaucracy, and dependent voters.
…
The keys to understanding the increasingly authoritarian Democratic Party are threefold: class, racial politics, and sexual politics. As someone schooled in Marxist theory, I tend to place the class component first. In the past, Democrats were a party that appealed to “the little people” like factory hands, small shopkeepers, yeoman farmers, skilled mechanics, and artisans. Democrats from Kennedy to Clinton focused on private sector growth as a means to achieve upward mobility for middle- and working-class Americans.
But in the new Democratic policy world, most employment growth has been focused on government and public-funded health care. And the Democrats’ electoral base is largely those professionals who benefit from an expanded regulatory state.
That ability to select items that is faithfully representative of thinkers on the left and right is useful. In order to discern reality in an era of weaponized and manipulated big media and big tech there is a need to provide insights from an array of sources. From Herland and others previously was the following.
From Kotkin selections of the past shared on MHProNews/MHLivingNews are the following.
Thinkers and researchers often recognize each other. No one does manufactured housing industry news like MHProNews. Who says? People in and beyond MHVille.
Speaking of sources, MHProNews plans to have an exclusive report on a hot manufactured housing topic for Monday morning. Don’t miss it.
History!
Dozens of more Sunday Weekly headlines recaps are found further below. Learn more to earn more and enjoy.
Tony earned a journalism scholarship and earned numerous awards in history and in manufactured housing.
For example, he earned the prestigious Lottinville Award in history from the University of Oklahoma, where he studied history and business management. He’s a managing member and co-founder of LifeStyle Factory Homes, LLC, the parent company to MHProNews, and MHLivingNews.com.
This article reflects the LLC’s and/or the writer’s position and may or may not reflect the views of sponsors or supporters.