Home Repair Loan and Grant programs under Rural Development of the United States Department of Agriculture (USDA) target low income families and individuals with low-interest loans, and can only be used to remove health or safety hazards for applicants’ homes. The program includes those living in manufactured homes (MH) providing their income is below 50 percent of the area’s median income, according to ruidosonews.com. The maximum that can be borrowed is $20,000 at one percent interest. MHProNews.com has learned MH loans have a 30-year term. In addition, grant money up to $7,500 is available for elderly homeowners who cannot afford to borrow money. ##

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