The Dow rose 45.94 points as oil and commodity prices rose from an early morning low to close at 12,684.68.  In housing stocks, UMH was up .99 percent, Equity Lifestyle Properties gained .98 percent, Sun Communities rose .90 percent and MSCI gained .56 percent.  Palm Harbor Homes lost 17.14 percent, Cavco dropped .98 percent, and Skyline Corporation fell .11 percent.  Nobility Homes and Deer Valley closed unchanged. The Manufactured Housing Composite dropped .64 percent to end the day at 1134.80.