Iowa Manufactured Housing Association Exec Joe Kelly sent out a notice this week that those who sell homes for under $25,000 in that state are required to register with the Attorney General of Iowa.  Kelly says the second factor determining a registration requirement is that the home must be sold on contract basis.  “If all your sales require the purchaser to pay in full at the time of purchase, there is no credit involved,” Kelly explained in a follow-up email.  “The registration with the Attorney General is part of the requirement of the Iowa Consumer Credit Code.” Kelly also expressed concern that there are communities in the state selling used homes without a license from the building code commissioner.  “Some may be under the impression that selling used homes does not require a retailer’s license,” Kelly wrote. “It does.” He notes there is a great deal of spotlight being put on the manufactured home industry in the state and he expects pressure will be placed on the building code commissioner by legislators to go after violators.  “Selling homes without a license is low-hanging fruit for regulators,” he wrote. The fee for registration with the attorney general is $20. The deadline for registering is January 31^st, 2011.