Yahoo! Finance says unemployed borrowers with Federal Housing Administration (FHA)-backed loans will be able to remain in their homes for up to a year without making a payment and stave off foreclosure. T he goal is to allow people to remain in their homes, and thereby reduce the number of foreclosures that have been flooding the market.  Up to now, unemployed borrowers could miss only three or four months of payments without being foreclosed.  In 2010, 17,000 jobless homeowners took advantage of a government-supported delay in making their mortgage payments.  Ten thousand additional unemployed homeowners received a three-month delay in the past year.  Administration officials hope private lenders, as well as Fannie Mae and Freddie Mac, which comprise 90 percent of all new mortgages, will adopt a similar approach.