HousingWire.com reports the House of Representatives voted to end the Emergency Homeowner Loan Program (EHLP) that was set to take applications beginning in the spring.  EHLP, created under the Dodd-Frank Act, would provide up to $50,000 in interest-free loans for mortgage payments to unemployed homeowners for up to 24 months.  HUD had targeted one billion dollars for the program that was expected to help 30,000 homeowners.  Democrats suggested the program should be changed instead of terminated.  On Thursday, the House also voted to terminate the Federal Housing Administration’s (FHA) Short Refi program.  The Obama administration threatened to veto both bills, but a Senate source said it would never get that far.