Yahoo! News reports the twister that ripped through Alabama April 27 demolished the home of Lisa and Jonathan Stewart and their two children near Birmingham.  A Federal Emergency Management Agency (FEMA) inspector examined the remains, took pictures and notes and then sent a letter saying there was insufficient damage to warrant FEMA assistance.  Lashunta Tabb’s home was stripped of its siding, lost half of the roof, damage to three walls, and she received the same letter.  “Although the disaster may have caused some minor damage, it is reasonable to expect you or your landlord to make these repairs,” said the letter.  Jonathan Stewart later discovered insurance will rebuild their home, making them ineligible for FEMA help, but he wonders how many others received a similar response from FEMA.  A lawsuit is pending in Texas alleging FEMA denied assistance to thousands of low-income farm workers whose homes were damaged by Hurricane Dolly in 2008.