Bloomberg reports that Trulia, Inc., and RealtyTrac, Inc., say a survey of American homeowners and renters reveals that 54 percent do not expect the housing market to recover before 2014, an increase from 34 percent in November.  According to 45 percent of the respondents, the government is not working hard enough to prevent foreclosures.  Seventeen percent say too much is being done, 16 percent say the response is sufficient, and 22 percent are not certain.  One-third of respondents know of someone who has been involved in some aspect of the foreclosure process.  Rick Sharga, senior vice-president of RealtyTrac, says, “Demand remains weak, loans are increasingly difficult to qualify for and the shadow inventory of several million distressed properties is weighing down the market.  All of these things need to improve before housing can recover.”