William Haupt III Exposé: ‘Homeless at Historic Rate under Biden-Harris’ ‘Homelessness is the Canary in Mine-Something Radically Wrong if Anybody is Living on Streets’-MHLinks; plus MHMarkets
The apparently left-leaning The CFO and William Haupt III via The Center Square (the later of which has gone viral) each published on 7.29.2024 a distinctive look what The CFO entitled: “Kamala Harris has a ‘Bidenomics’ dilemma on her hands.” The CFO noted: “As Kamala Harris replaces President Joe Biden atop the Democratic ticket, she faces a delicate balancing act in articulating her vision for the US economy. On one hand, Harris has been an ardent defender of the Biden administration’s “Bidenomics” agenda, promoting the benefits of landmark legislation like the American Rescue Plan and the Inflation Reduction Act.” What The CFO’s column failed to mention is that Harris cast a critical tie breaking vote to advance Biden’s “American Rescue Plan.” Per Ballotpedia: “March 4, 2021: The Senate voted 50-50 on a motion to proceed with debate on the American Rescue Plan Act of 2021. Harris broke the tie to affirm the motion.[29]” While some, including then House Majority Whip James Clyburn (SC-D), have stated that the Inflation Reduction Act fueled inflation rather than reduced it, Ballotpedia also reported that Harris was a vital tie breaker on that legislation too. “August 6, 2022: The Senate voted 50-50 on a motion to proceed with debate on the Inflation Reduction Act of 2022. Harris broke the tie to affirm the motion.[10]” “August 7, 2022: The Senate voted 50-50 to pass the Inflation Reduction Act. Harris broke the tie to pass the bill.[9]The Senate voted 50-50 to pass an amendment to the Inflation Reduction Act of 2022. Harris broke the tie to affirm the amendment.”
So, Harris didn’t just ‘support’ or ‘defend’ Biden’s plans, Kamala Harris owns them through her critical votes in the U.S. Senate. Those and other actions made the sharply increased cost of living, including a skyrocketing cost for housing, realities in 2024.
Those added facts noted, The CFO said: “Harris has hailed it [i.e.: the problematically named Inflation Reduction Act] as a “historic investment” that will “lower costs for families” and “create good-paying jobs.” “Harris has been vocal about her desire to roll back the Trump administration’s 2017 tax cuts,” which The CFO didn’t mention that the Trump-era Tax Cuts and Jobs Act of 2017, along with deregulation helped the middle class and wage earners in the U.S. with the greatest increase in incomes that beat inflation in decades during the Trump years, per left-leaning CNN and other sources. The CNN graphic below makes it clear that inflation adjusted incomes plunged during the Obama-Biden era but rose sharply with the election of Donald J. Trump, his regulatory order, freezes and cuts, plus the passage of the Tax Cuts and Jobs Act.
CNN is not a pro-Trump media outlet, but using federal data, this graphic from their news company reflects the upward trend of income following President Trump’s enactment of the tax cuts and jobs act. It is worth noting that Democratic President John F. Kennedy Jr. did similarly. Income and productivity also rose. During the Reagan Administration, former Democrat turned Republican Ronald Reagan cut taxes with a similar outcome as Presidents Kennedy and Trump. Facts matter.
The CFO also said: “Housing affordability has been a key focus for Harris, who has proposed the Rent Relief Act. This legislation would have provided refundable tax credits to renters earning less than $100,000, allowing them to recoup housing costs in excess of 30% of their incomes. She has also advocated for $100 billion in emergency relief funding for the homeless and increased investment in communities that have historically faced discrimination in the housing market.”
There is no mention in that CFO column that increased spending by HUD and on the left coast per governmental and other data nevertheless resulted in still more homelessness than previously.
Meaning, while it may ‘sound good’ that ‘more money’ is being spent by public officials on the homelessness problem, what is often ignored is the actual impact that occurs in the wake of such spending. As the saying goes, the road to hell is paved with good intentions. Hell is often the opposite of what is claimed.
With that backdrop, in Part I is William Haupt III’s column made available to MHProNews via The Center Square. Part II will examine related manufactured housing industry insights. Note that news aggregator MSN and others have picked up William Haupt III’s op-ed in The Center Square, thus making it ‘go viral.’
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The image above was part of The Center Square op-ed by William Haupt III.
Part I
OpEd: Homeless at historic rate under Biden-Harris
By William Haupt III | The Center Square contributor
“Homelessness is the canary in the mine. It’s the prophetic call to all of us that there’s something radically wrong in our society if anybody is living on our streets.” – Sister Mary Scullion
After 50 years of campaigning, Joe Biden has learned to avoid every sensitive issue he is faced with. He’s gone as far as challenging opponents to a fight, to gaffing his way through a retort, which is safer than telling the truth. He has learned his trade so well he’s still around to hand the keys to the oval office to his understudy, Vice President Kamala Harris, who avoids questions with an annoying giggle.
One of the greatest casualties of Bidenomics that liberal media and the Biden-Harris administration are sweeping under the carpet is what Bidenomics did to the housing market and affordable rentals like apartments and other temporary housing. Even “flop houses” on skid row are short of beds. Some have doubled their prices for the privilege, spending the night on a used recycled army surplus cot.
According to data from the U.S. Department of Housing and Urban Development (HUD), since the end of the pandemic, we have experienced an average of 10% a year growth in homelessness. By the end of 2023, the U.S. hit its highest reported level in history since they began tracking it in 2007.
Over 653,000 Americans were homeless when this survey was conducted. In the first decade the survey was performed, homelessness in the U.S. steadily decreased from 637,000 in 2007 to 554,000 in 2017. This was mainly due to low interest rates and lower inflation than we have today.
HUD Secretary Marcia Fudge said “The data released today underscores the urgent need for support for solutions that help people prevent homelessness in the first place. Being homeless would not exist in the United States if we solved the problems that created it.”
According to the report, this increase represents all demographics. Families with children have seen the highest increase of nearly 16% over previous years. The rise in individuals 54 and older was 11%. There is also a common concern for the number of young homeless living on the streets.
The largest populations of homeless people are mainly in four states: California, New York, Florida and Washington. New Hampshire and New Mexico saw the largest increases in homeless people, with 52% and 50% respectively. New York came in third, moving up by 39% since the last survey.
Combined data released last month from federal agencies found the U.S. is facing growing rates of poverty and food insecurity. In 2023, more than 12% of the nation was living below the poverty line and nearly 13% said they didn’t have enough to eat. Ann Oliva, CEO of the National Alliance to End Homelessness, said, “More people are becoming homeless for the first time.” This increase is due to people becoming un-housed faster. “They have no place to go so they end up on the streets.”
“We cannot solve our problems with the same level of thinking that created them.” – Albert Einstein
According to HUD, in the past, increases in homelessness were driven by specific populations and demographics. But today, high housing costs are the number one financial burden for everyone. In recent years, more people are rent-burdened than at any time in U.S. history. They spend over 50% of their income on rent since the cost of living has skyrocketed and they can’t afford to buy homes.
Before the pandemic, new single-family home sales were up 31.6% in October 2019 compared to just one year before. The poverty rate fell to a 17-year-low of 11.8% under then President Trump. Due to tax cuts and a job-rich environment, interest rates remained low. In fact, the Fed cut the prime interest rate at three meetings in 2019 as global and domestic markets showed little inflation.
Like all that Trump did: “Bad news travels fast. Good news takes the scenic route.” – Doug Larson
Biden came to office promising something for everyone. Democratic economist Larry Summers said Biden’s $1.9 trillion American Rescue plan was the most irresponsible he’s seen in 40 years. This was after the $3 trillion 2020 COVID stimulus checks and an economy that was in full recovery.
Janet Yellen, Treasury secretary and former head of the Fed, convinced the Fed to keep interest rates at zero even as the economy was recovering and received its largest stimulus in history. The Fed kept buying $120 billion a month in Treasury bonds and mortgage securities, which inflated the housing market beyond the reach of most buyers. This unwise move put Bidenomics on steroids.
As inflation hit a 40-year high, the Fed raised interest rates and tightened credit to slow the inflation it caused in the first place. After creating trillions of dollars to finance Bidenomics, instead of asking the government to give the money back to them, every American will be paying for this for decades.
According to The Media Research Center, mortgage rates decreased from 4.09% to 2.77% between Jan. 19, 2017, and Jan. 21, 2021, the time of Donald Trump’s term in office. Since Biden-Harris took office, mortgage rates have mushroomed to 7.09% for the average 30 year loan.
William Simon once said, “The American people hate inflation but love everything that causes it.”
Every politician makes campaign promises that sound too good to be true. But people vote for them anyway. These are the same people who forget that the only money government has, is the money that they take from them? And the cost of paying it back is higher prices and new taxes.
There is no free lunch from government. What government gives us for free costs us too much.
“Bidenomics” unleashed massive new federal spending and debt. It only delivered historically high inflation and falling real wages that are crushing American households. Under the guise of COVID aid, Biden went on a trillions-of-dollars spending spree to fund the progressive docket of disaster.
American families’ credit card debt has reached a record $1 trillion as people struggle to pay their bills and feed their families under Bidenomics. Not only has home ownership slipped out of reach for countless Americans, so has rent. Over 653,000 people are homeless due to Bidenomics. With an election this year, Biden and Harris claim homelessness is a crisis. Their remedy is “charging those with good credit more and giving their money to those with bad credit to buy homes.” That’s the dichotomy of “Bidenomics.” It is sharing the wealth and misery to benefit progressive politics.
“Politicians learned hundreds of years ago that who had little material wealth were incredibly jealous of those who had more. This deep-seated envy was ripe for exploitation.” – Neal Boortz ##
Part II – Additional Information with More MHProNews Analysis and Commentary
Many billionaires, those in big tech, big media, Hollywood and entertainment are rallying around the Kamala Harris candidacy. While most polls (see Part V) still give an edge to Republican Presidential nominee Donald J. Trump and his VP hopeful running mate, Senator J.D. Vance (OH-R), there is little doubt that it could be a bruising and closely contested race. The reasons are many, including the left’s “information dominance,” as former award-winning CNN journalist turned WMAL pundit Chris Plante explains it. That noted, in no particular order of importance are the following MHVille related insights.
1) You can’t solve the affordable housing crisis by subsidizing unaffordable housing. Decades of experience and simple math proves that simply does not work.
2) William Haupt III recalls insights similar to those of economist E.J. Antoni, who railed against the rising of “Bidenvilles” as more people turn to living in cars, tents, and makeshift housing alternatives. While each cited different information, they both came to similar conclusions.
3) Antoni is arguably from the political right. But Michael Weinstein is from the political left. He too pointed out the failures of the Biden-Harris era Democratic policies and the harmful effects on housing affordability. Some are getting wealthier on what Weinstein called the affordable housing industrial complex, a spin off the Ike-era “military industrial complex” concern.
4) It isn’t just Weinstein, Antoni, or Haupt III who have raised the alarm. The left-leaning New York Times produced this video posted below with Johnny Harris. Per that YouTube page: “I’m Johnny Harris, one of the producers for this Opinion Video. I’ve always wondered why famously liberal states like California and Washington struggled to advance progressive policies, so I teamed up with NYT Editorial Board member Binya Appelbaum to get some answers.” 10 million people have viewed this video, which includes key points about the housing crisis. So, while it says “opinion” Harris lays out the evidence that supports his arguments.
5) Nice sounding words from politicians often fail to produce their claimed results. That’s apparent from evidence shared by professionals on the left and right. Facts may have partisan implications, but facts are not partisan.
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6) Policies, spending, taxation, and regulations all clearly matter. But it should be the job of industry trade advocates to push back in a non-partisan way when public policy by any administration, regardless of the dominant political party. MHARR has pushed back and advocated for enforcement of existing laws, as left-leaning Bing’s AI powered Copilot has repeatedly noted in over a year of inquiries by MHProNews.
7) But by comparison, Copilot has also observed that the Manufactured Housing Institute (MHI) has routinely failed to take those same common-sense steps. So, governmental/political actions as well as corporate and trade association behaviors each need to be critically examined and held accountable as warranted by the evidence. Notorious MHI member Frank Rolfe pointed his finger at special interests, government, and MHI in making the argument that there is a lack of sincerity in fixing the affordable housing crisis. Rolfe’s contention is that the status quo is obviously desired by some, or else it would be fixed.
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8) As the above sampling of reports and evidence reveal, Haupt’s thesis is built on a solid ground. It clearly has implications for manufactured housing. All sorts of housing is needed. Manufactured housing, as the most proven form of inherently affordable housing that doesn’t require federal subsidizes is an essential element in solving the affordable housing crisis. See the linked reports and/or surf the site using the search tool to learn more.
9) Media analyst Joe Concha has said that Democrats have evolved from the party of the working class into the party of the economic elites. Concha told WMAL’s O’Connor and Company on 7.30.2024 that the top forty richest Congressional districts in the country are all represented by Democrats.
Terrance P. Jeffrey made a similar observation in a syndicated column dated 2.1.2023.
Democrats Represent the 40 Congressional Districts With Highest Home Values
The 40 congressional districts in the 116th Congress that had the highest median values for their owner-occupied homes were all represented by Democrats.
In fact, during that Congress, only 10 of the 100 congressional districts with the highest median owner-occupied home values were represented by Republicans. …”
Watch Anton Daniels schools this woman on a Zoom call for wanting to vote for Kamala Harris ONLY because she’s black. TRUTH 💣 🔥🔥🔥: “Do you not see how that’s a bad idea? … We are in 3 proxy wars with some of the most powerful Leaders of the world. She failed at the… pic.twitter.com/RsFqQ0cHKS
Don’t let your parents and women bullying you into voting for Kamala Harris just because you’re black. Black men are walking away from the Democratic Plantation and are no longer asleep at the wheel 🇺🇸 pic.twitter.com/4MRx1TleyX
10) MHProNews Programming Notice: several fact-packed corporate specific reports are pending. Some of those have obvious ties to MHI. Watch for more this week and beyond. When facts matter, and they do, count on MHProNews and our MHLivingNews sister site to sift past the paltering, pandering, posturing, propaganda and spin by providing the facts and evidence from across the left-right divide with sound analysis that make it easier to navigate a troubled world. ##
Our Daily Business News on MHProNews stock market recap which features our business-daily at-a-glance update of over 2 dozen manufactured housing industry stocks.
This segment of the Daily Business News on MHProNews is the recap of yesterday evening’s market report at the closing bell, so that investors can see-at-glance the type of topics may have influenced other investors. Our format includes our signature left (CNN Business) and right (Newsmax) ‘market moving’ headlines for a more balanced report.
The macro market moves graphics below provide context and comparisons for those invested in or tracking manufactured housing connected equities. Meaning, you can see ‘at a glance’ how manufactured housing connected firms do compared to other segments of the broader equities market.
In minutes a day, readers can get a good sense of significant or major events while keeping up with the trends that may be impacting manufactured housing connected investing.
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In instances such as Apollo, Berkshire Hathaway, Blackstone or others, manufactured housing may only be part of their corporate interests. Note: depending on your browser or device, many images in this report and others on MHProNews can be clicked to expand. Click the image and follow the prompts. For example, in some browsers/devices you click the image and select ‘open in a new window.’ After clicking that selection you click the image in the open window to expand the image to a larger size. To return to this page, use your back key, escape or follow the prompts.
Notice: MHProNews invites the firms or organizations named in these reports to respond to any concerns about possibly inaccurate information via email that identifies the concern and offers evidence that sheds a different light on the topic discussed. That said, until 5.9.2024, neither MHI nor most MHI publicly traded ‘insider brands’ have done so. They’ve been repeatedly invited to do so, including but not limited to an outreach on Dec 7, 2o23 and Feb 25, 2024. In the case of that response linked above, no apparent reply was given to follow up inquires by MHProNews.